DCA Calculator — Dollar Cost Averaging
Free dollar cost averaging calculator: total invested, number of buys, and projected value if you invest monthly or weekly.
Parameters
Enter the required details below
Ready to Calculate
Enter your parameters and click calculate to see the results here.
How to Use
- Enter Investment Amount ($).
- Choose Frequency.
- Enter Duration (Years) (yrs).
- Click Calculate to see Total Principal, Total Purchases and Projected Value.
- Check the result. Use Reset if you want to try different numbers.
About This Calculator
Dollar cost averaging means investing a fixed amount on a schedule instead of one lump sum. This calculator totals every purchase and, if you enter an expected annual return, projects the future value of those contributions. It does not predict market prices.
Projected value of regular contributions
FV = PMT × ((1 + r)ⁿ − 1) / r (if r = 0, FV = PMT × n)
$200 monthly for 10 years at 7% ≈ $34,800 invested and about $34,800 × growth on the annuity formula.
Frequently asked questions
What is a DCA calculator used for?+
It estimates how much you contribute over time and an optional projected value. Real returns depend on prices at each purchase date, which this tool cannot know in advance.
Is DCA better than investing a lump sum?+
Historically, lump sum often wins if the market rises after you invest. DCA can still help if you want a habit, you receive income monthly, or you want to avoid investing everything on one day.
Is Dollar Cost Averaging (DCA) Calculator free to use?+
Yes. Dollar Cost Averaging (DCA) Calculator is free and does not require an account. The calculation runs in your browser.
Related Calculators
Compound Interest Calculator
Calculate compound interest on investments and savings
Investment Calculator
Calculate future value of investments with regular contributions
Crypto Profit/Loss Calculator
Calculate your profit or loss from a cryptocurrency trade including fees.
FIRE Calculator
Financial Independence, Retire Early. Calculate your 'Freedom Number' based on the 25x rule.
Rule of 72 Calculator
Calculate how long it takes for an investment to double using the Rule of 72