Stripe vs PayPal fees on the same $100
Same percent and fixed fee can still differ if one adds FX or a payout delay. Compare take-home, not the logo.
On $100 at 2.9% + $0.30 both leave $96.80. The cheaper processor is the one whose extra FX or monthly fee is actually zero for you.
The number you need before you pay
The stripe vs paypal fees is for this decision, not a definition. On $100 at 2.9% + $0.30 both leave $96.80. The cheaper processor is the one whose extra FX or monthly fee is actually zero for you.
Enter Amount, Percent fee, Fixed fee, Mode. The page returns Fee, You receive, Amount to charge. Nothing is stored unless you copy it.
What to enter
Use the real quote, bill, or salary — not a round number you wish were true. If a field is a rate, use the one on the offer, not last month’s headline average.
The next check
After this number, run best paypal fee calculator, how much to charge after etsy fees. The cluster page is best fee calculators before you publish a price.
Frequently asked questions
Is Stripe cheaper than PayPal?
On a plain 2.9% + $0.30 domestic card they match. FX, chargebacks, and payout timing decide the rest.
How do I compare Stripe and PayPal fees?
Put the same amount and rate into both calculators, then add any FX or platform fee you actually pay.
Stripe vs PayPal fees on the same $100 is part of the Business cluster on Qalculators. Use the related tools below to run the numbers instead of estimating by hand.
Results depend on the values you enter. Treat them as planning estimates and confirm important decisions with a professional when needed.